Frequently Asked Questions

How does Naretev Health work?

Naretev Health is an independent medical opinion company designed for veterans and their families. When you work with Naretev you have access to medical experts, doctors, therapists and other professionals who assist them with nexus letters and medical opinions.

Throughout the years, Naretev has assisted veterans with nexus letters regarding many forms of disabilities and conditions, such as:

  • PTSD
  • Back conditions
  • Knee pain
  • Elbow pain
  • Neck conditions
  • Hip impairments
  • Depression
  • Various forms of cancer
  • Diabetes
  • Blood disorders
  • Renal conditions
  • Survivor benefits

How much does it cost?

The cost of the medical opinion/nexus letter depends on the complexities of your disability case. Our process involves 3 main stages. The first stage is the information gathering stage where we gather records and input from you regarding matters such as educational background, medications and work history. The second stage is where our professionals analyze the information gathered to address the issues identified by you. The final stage is the finalization stage where you and your attorney review the draft opinion. Upon completion of these stages you receive a thorough opinion signed by the medical director and two evaluating doctors. The cost for an IMO Report starts at $2500.

What experience do you have in this field?

Since our founding, Naretev Health has helped countless veterans and their families get the benefits they deserve. We have addressed hundreds of types of disabilities over the years as we assist veterans in their quest for fairness with the VA. Our team has the combined experience and expertise needed to provide quality medical reports and opinions. Our partnership with The American Doctor (TAD) gives us access to the nation’s leading medical professionals and resources—allowing us to further our mission of serving veterans and positively impacting their lives, families, and communities.

What services do you offer?

We offer independent medical opinions, reports and nexus letters specifically for VA disability cases. Our team of professionals do not focus on multiple medical fields, such as worker’s compensation or social security disability. This is because our team is focused exclusively on helping American veterans with their VA disability claims. This allows for our team of professionals to be focused, trained and identified as leading experts in veteran specific health related issues pursuant to VA regulations and law.

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Disclosures: Naretev is an independent medical evaluation company. The medical and health benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, offered by providers who have agreed to participate in the Plan.

The range of discounts for medical, services offered under The Plan will vary depending on the type of provider and services received. The Plan does not make and is prohibited from making members’ payments to providers for services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs and services received under The Plan, but will receive a discount on certain identified medical services from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Naretev Health 5900 Balcones Dr #100, Austin, TX 78731; call (866) 617-7834 or email for more information or visit for a list of providers. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Naretev does not guarantee the quality of the services or products offered by individual providers. The fees for The Plan are specified in the membership agreement. You have the right to cancel your membership at any time. If you cancel your membership within 30 days of the effective date, you will receive a full refund of all periodic charges, if any. If program contains a processing fee, the processing fee is non-refundable except in AR, MD and TN. To cancel you must, verbally or in writing, notify Naretev at the phone number or address above. We will stop collecting membership fees in a reasonable amount of time, but no later than 30 days after cancellation. Any complaints should be directed to Naretev at the address or phone number above. Upon receipt of the complaint, member will receive confirmation of receipt within 5 business days. After investigation of the complaint, Naretev will provide member with the results and a proposed resolution no later than 30 days after receipt of the complaint.

Note to DE, IL, LA, ND, NE, NH, OH, RI, SD, TX, and WV consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.

Note to MA consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.